Limited HealthThe Limited Health plan is a voluntary buy up option for Optimized Benefits members. It is not insurance, however it is a lower cost alternative to major medical insurance. Limited Health Brochure These plans are mostly indemnity based, meaning the benefits are usually a specific amount. For example, the plan may pay $50 for a doctor's visit and $500 a night in the hosptial. Limited Health plans are not designed to replace major medical plans. They are are designed for the hourly wage worker as well as individuals who may not have access to a traditional medical plan. Limited medical plans are not designed to replace major medical plans. They are are designed for the hourly wage worker as well as individuals who may not have access to a traditional medical plan. To enroll in a Limited Medical plan, call the member service number at
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